Financing program
A commercial real estate loan is a business-purpose mortgage secured by income-producing or owner-occupied property such as multifamily, retail, office, industrial or mixed-use buildings.
Unlike a home loan, a commercial loan is underwritten mainly on the property and the sponsor: the income the building produces, its value, and the experience and financial strength of the people behind it. DealRail arranges acquisition, refinance and cash-out financing across banks, credit unions, debt funds, agency lenders and private lenders.
Terms vary by lender, property and borrower. This is general market information, not a quote or commitment.
Your portal checklist is generated from your deal, so you are only asked for what your file needs.
We pre-underwrite the file before any lender sees it, build the package the way each lender prefers to receive it, and route it only to lenders whose current appetite fits the asset type, market, size and sponsor profile.
A commercial loan is underwritten mainly on the income the property produces and on the sponsor, not on personal income alone. Terms are usually shorter, loans often carry prepayment penalties, and the borrower is typically an LLC or other entity rather than an individual.
Multifamily, retail, office, industrial, mixed-use, self-storage, hospitality and special-purpose properties, along with owner-occupied buildings. Fit depends on the lender, so we match each file to lenders active in that asset type.
Non-recourse financing is available from some lender types, most often on stabilized properties with strong cash flow and at larger loan sizes. Non-recourse loans still carry standard carve-outs for fraud, misrepresentation and similar acts.
Ready when you are
Send the basics and we will tell you quickly whether it is financeable, what a realistic structure looks like, and what we need to move.