About

Built by people who got tired of the way this works.

DealRail is a commercial finance brokerage with its own origination platform underneath it, based in Pompano Beach, Florida.

Why we built the platform first.

Commercial lending runs on email threads, spreadsheets and memory. Borrowers send the same document three times. Files go quiet for a week. Nobody can say where anything stands without asking somebody who is on a call.

We built the system we wanted to work in: document checklists generated from the deal, a portal where the borrower and the referring partner can see the file move, automatic follow-up on anything outstanding, and lender matching that routes a file to the capital sources whose appetite actually fits it.

The brokerage and the software are the same company on purpose. Every friction we hit on a live deal gets fixed in the product.

The company

  • DealRail LLC, a Florida limited liability company
  • Headquartered in Pompano Beach, Florida
  • Business-purpose commercial credit only
  • Borrower and referral partner portals in production

How we work

Three commitments.

An early no beats a slow maybe

If a deal is not financeable, you hear it in days, with the reason. We would rather lose the file than run you through a process that ends nowhere.

Your file, your visibility

You do not have to call us to find out where things stand. That is what the portal is for, and we keep it current.

Fees in writing, up front

You will know what our compensation is before you commit to anything. No surprises on a closing statement.

Who you work with

The founders.

Spencer Thomas

CEO & Founder

Nearly two decades across private banking, mortgage and investor lending, and capital markets. Runs credit strategy, lender relationships and the product itself.

spencer@dealrail.co

David Delgado

COO & Founder

Operational execution across the business, and the strategy, setup and management of affiliate and strategic partnership relationships.

david@dealrail.co

Jonathan Reich

CTO & Founder

Software maintenance, system infrastructure, security compliance and platform integrations across the DealRail stack.

jon@dealrail.co

Ready when you are

Tell us about
the deal.

Send the basics and we will tell you quickly whether it is financeable, what a realistic structure looks like, and what we need to move.

Send a message

What can we finance for you?

Share a few details and the team will get back to you with the next step.

Please do not include account numbers or other sensitive information.