What we finance

Commercial loan programs

DealRail arranges business-purpose financing for real estate investors, operators and business owners. Each program below explains how the loan works, what lenders look at, and what you will need to apply.

Commercial real estate loans

A commercial real estate loan is a business-purpose mortgage secured by income-producing or owner-occupied property such as multifamily, retail, office, industrial or mixed-use buildings.

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Bridge loans

A bridge loan is short-term financing, usually 12 to 36 months, used to buy or reposition a property until it qualifies for long-term permanent financing or is sold.

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DSCR loans

A DSCR loan is an investment property loan that qualifies on the property's rental income, measured by the debt service coverage ratio, instead of on the borrower's personal income or tax returns.

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Construction and value-add loans

A construction loan funds the cost of building or substantially renovating a property, paid out in draws as work is completed, and is usually repaid by a permanent loan or a sale when the project is finished.

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SBA loans

An SBA loan is a small business loan made by a bank or other approved lender and partially guaranteed by the U.S. Small Business Administration, which lets lenders offer longer terms and lower down payments than most conventional business loans.

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Business lines of credit

A business line of credit is a revolving credit facility a company can draw on, repay and draw on again up to a set limit, paying interest only on the amount outstanding.

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Equipment financing

Equipment financing is a loan or lease used to acquire business equipment, where the equipment itself typically serves as the collateral.

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Ready when you are

Tell us about the deal.

Send the basics and we will tell you quickly whether it is financeable, what a realistic structure looks like, and what we need to move.